CHAPTER 3 OF 5 · THE NUMBERS
CHAPTER 3 · OCCUPANCY AND INVESTOR INCOME

See how occupancy affects investor income.

Because the passes through, investor income moves with : the more of the home that is occupied, the more housing income reaches you.

ILLUSTRATIVE PASS-THROUGH PERFORMANCE · SEPARATE FROM THE TARGET
12% TARGET
≈10%
13.4%
16.6%
≈19.5%
≈54%LOWER 70%MODELLED 85%HIGHER 99%SAMPLE LEVEL*
MODELLED OCCUPANCY · RUNNING YIELD AFTER MODELLED COSTS
OCCUPANCY AND INVESTOR INCOME · TWO-BED REFERENCE · £127,400 ILLUSTRATIVE PASS-THROUGH PERFORMANCE · SEPARATE FROM THE TARGET
SWIPE SIDEWAYS FOR ALL COLUMNS →
Illustrative running yield and investor income at Myshon's modelled occupancy levels, two-bed reference home
MODELLED OCCUPANCYRUNNING YIELDPER YEARPER MONTHAGAINST 12% TARGET
≈54%LOWER CASE ≈10.0% ≈£12,740 ≈£1,062 −2.0 pts
12% target 12.0% £15,288 £1,274 Target income
70%MODELLED SCENARIO 13.4% £17,026 £1,419 +1.4 pts
85%HIGHER CASE 16.6% £21,148 £1,762 +4.6 pts
99%HISTORICAL SAMPLE LEVEL* ≈19.5% ≈£24,843 ≈£2,070 +7.5 pts

Myshon's modelled occupancy points for the two-bed reference home (£127,400), after modelled costs. Yearly figure = running yield × £127,400; monthly = yearly ÷ 12; rounded to the nearest pound. ≈ marks a rounded brochure value. *Myshon Occupancy Analysis, 600-unit transitional-housing sample over 12 months, May 2025. Past occupancy does not predict future occupancy. Target returns are not guaranteed.

TARGET INCOME12% · £15,288 a yearThe target for the two-bedroom reference example.
ILLUSTRATIVE PASS-THROUGH PERFORMANCE by occupancy≈10% at 54%, 13.4% at 70%, 16.6% at 85%, ≈19.5% at 99%, after modelled costs. Only Myshon's modelled points are shown.
HISTORICAL OCCUPANCY99% (sample)*600-unit transitional-housing sample over 12 months; the dashed bar marks that level. Past occupancy does not predict future occupancy.
NEXT IN CHAPTER 3Target income today. Indexed income tomorrow.
NEXT STEP

Own the property. Understand the income.

Request the property pack for a home you like, and we introduce you to an independent broker or IFA who walks you through the numbers. No obligation.